Date Archives: April 2021

Your credit score is more than a number; it is a reflection of your financial health and your ability to service your financial obligations. When you purchase a home, it is a number that is as important as your down payment, income, and assets. Our real estate agents don't want your deal to fall through because of a low FICO Score. Understanding the following can help you prepare your credit for one of the most important investments of your life.

How Lenders Use Credit Scores

Lenders view your FICO Score as a measure of your creditworthiness. The higher your score, the lower the fees and interest rates you will pay. That's because the higher the score, the lower the risk you pose to the lender. Conversely, if you have a lower score, you pose a greater risk and will pay higher fees and interest.

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The weather is warm, the sun is shining, and it's the perfect time to hit Atlanta's bike trails. With parks, nature preserves, and an extensive, connected trail system running through Atlanta, it's easy to find a trail to ride in any part of the city. Even if you don't own a bike, there are convenient rental stations located in some of the city's most popular parks. Our real estate agents have the details on six of the best trails for biking around Atlanta.

1. Tanyard Creek Park - 73 28th St. NW, Atlanta, GA 30309
   If you're searching for a family-friendly park for bike riding close to Atlanta homes for sale, then Tanyard Creek Park is the perfect place to start. This park is the perfect place to pick up the Northside Trail on the Atlanta BeltLine, which features trails that connect to a wide variety of greenspaces throughout the city. The Northside Trail runs parallel to the Bobby Jones Golf Course before winding its way through the outdoor beauty of Tanyard Creek Park and connecting with other nearby parks.

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One of the most important decisions you'll have to make when remodeling or adding on to your home is finding the right contractor for your job. After all, you're putting a whole lot of trust into one person by giving them a lot of money and letting them and their crew in your home. You also expect them to deliver solid and satisfactory results without major confrontations. With that in mind, our real estate agents have compiled five questions to ask potential contractors that can help you find the best fit for your project.

1. Are You Licensed, Bonded, and Insured?
   A resounding yes is the answer you want to hear in response to this question. A license shows you that the contractor is qualified for the job you're looking to have completed and keeps up to speed on code changes and best practices. Having a surety bond is a security that if the contractor does not complete the job, you're protected by the surety company. The contractor should have general liability insurance and workers' compensation insurance to protect you from liability if something in your home is damaged or someone is injured while working on your property. Don't just take their word for it; ask for copies to ensure the contractor is current on credentials. If they can't provide papers, that should raise a red flag.

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Beer Day is coming, and our real estate agents know some places around Atlanta where you can celebrate.

Believe it or not, beer has been around for thousands and thousands of years. It far predates coffee, and many of the traditions around beer have been passed down intact since oldest antiquity. At different times, brewing beer was considered a feminine or masculine art. Medieval monks were often dedicated to the craft.

After all this time, the resurgence in craft brewing has shown that there's still more to learn when it comes to beer. Homes for sale in Atlanta benefit from a vigorous brewing culture with lots of local startups. Some have become known around the United States, while others remain among the area's best-kept secret.

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