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What to Avoid Before Buying a Home - JYB Realty

After all of your hard work and careful saving, you're probably starting to look longingly at some of the beautiful Atlanta homes for sale. At this point in the process, a simple error in judgment could derail your plans. Our real estate agents want to help you avoid any such issues. 

  • Don't make a major purchase.
    Lenders will check your credit before approving your loan. Buying a new car, furniture, or appliance will impact the loan in more ways than one. Not only will such a purchase lower your FICO score, but it will also increase your debt-to-income ratio or DTI. If your DTI increases to around 43%, you will be considered a risky borrower. If your loan is approved at all, it may be at a higher interest rate. Avoid making such purchases for at least six months to a year before buying a home.

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Home Inspector Questions - Buy a Home - JYB Realty

Our real estate agents want to help you achieve true peace of mind. We're always there for you throughout the process of finding the right Atlanta homes for sale, making a bid, and getting to closing day.

Your real estate agent is your ally from start to finish but doesn't do it all alone. Depending on your situation, there may be other experts on your team. One of the most important ones virtually every buyer needs is a trusted home inspector.

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Advantages of Buying Instead of Building - JYB Realty

In looking for Atlanta homes for sale, some people forego the buying process and build their new house themselves from the ground up. The idea certainly has its appeal. No long searches, no bidding wars, and you can get a brand new home tailored to your exact specifications. However, while good in theory, building a house may not be the best option in practice. Here are a few reasons why buying is better.

  • Cost. On average, building a new home costs $34,000 more than buying one. The cost is much less straightforward, too, and always ends up being significantly more than you'd originally anticipated. You never know when, several months into the process, an unexpected obstacle arises, requiring extra money to circumvent. On the other hand, the cost of buying a house can be negotiated. You can always walk away if it's more than you're comfortable paying. In building, walking away often means giving up the money you've already invested in the project as a loss.

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Bidding War Tips - Buy a House - JYB Realty

When looking at the most desirable Atlanta homes for sale, it's important to be prepared for bidding wars. A bidding war occurs when a seller attracts multiple qualified bids for a property—and it is happening more and more throughout the Atlanta area. Our real estate agents are here to help.

There are signs that home prices are beginning to plateau in many parts of the United States. Still, it's a seller's market: Low available housing stock and high competition are driving prices thousands of dollars above asking on a regular basis. Buyers need to be prepared for a potentially challenging time.

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Buying a Short-Term Rental Property - JYB Realty

Are you thinking about investing in short-term rental properties? Perhaps you've sold your previous home or you're looking to build long-term wealth. Or maybe you're looking to cater to professionals traveling for work and in need of someplace to call home for a few weeks. Whatever the case, there's no denying short-term rental properties like these Atlanta homes for sale are an attractive investment venture.

Thanks to online platforms like Airbnb, short-term rental properties are proving to be attractive investment vehicles. Short-term housing is perfect for those who need somewhere to live for just a few weeks or months, making it an ideal investment in a world of work that's shifting towards the gig economy.

So, how do you find a short-term rental property that works for you? Here's what you need to know.

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Adjusting to a New Neighborhood - JYB Realty

Moving can be as disruptive an experience for kids as it is for adults, especially if they're too young to understand why. Older kids also find the transition stressful since they'll be giving up their home, familiar places, friends, and school for new ones. Even when moving into a home as lovely and serene as these Atlanta homes for sale, navigating a big change such as moving has its difficulties.

Kids don't adapt as quickly as adults to change. But there are several ways you can help your kids adjust to a new neighborhood.

  1. Talk about what's happening
    The best way to counter moving anxiety is to talk to your kids before the move. Explain where you're moving to and why. How detailed the explanation will depend on how verbal they are. For toddlers and preschoolers, you can use toy trucks and furniture to act out and explain the move.

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Buying a Flipped House - Atlanta, GA - JYB Realty

You're not alone if you're flipping and flopping over buying a flipped house. Is it a good investment? Bad investment? Safe or risky? Our real estate agents know it's a tough decision. The fact is that some flipped properties can be beautiful opportunities, while others are poisoned fruit to be avoided at all costs. As with any real estate purchase, due diligence and a cautious eye can help you choose the former and avoid the latter.

Atlanta homes for sale are a hot commodity, and many investors are purchasing distressed properties, fixing them up, and selling them for a quick, tidy profit. Some of these individuals devote significant care and attention to every last detail in the process. Wary of potential legal consequences, these individuals go through the home and properly resolve critical issues such as leaking roofs and faulty wiring. They secure the necessary permits and ensure the work is done by qualified, licensed, and insured plumbers, electricians, roofers, etc. But, these individuals and the properties they renovate, restore, and remodel are not the norms.

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Improve Credit Score - Buy a House - JYB Realty

You may have heard that there is a shortage of real estate available in America, but our real estate agents want to assure you that there are plenty of magnificent Atlanta homes for sale, no matter your price range. But did you know that your credit score can change the affordability of your dream house? Credit scores not only make a difference in the mortgage rate but also in the type of loan for which you can qualify, including the amount of down payment required. Conventional mortgages usually require a minimum score of 620, FHA requires 580, VA and USDA require 640, and jumbo loans 700-740. Unfortunately, how these credit scores are calculated is a mystery to most consumers. Here are few ways to boost your score.

  • Don't apply for new credit
    Retailers are always pitching their store cards with promises of money-saving prices and cashback on purchases. Lenders look at your FICO score to determine creditworthiness. Opening new accounts over a short period of time can signal a greater credit risk to lenders. New credit accounts for about 10% of your score.

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Relocating to Atlanta - Buy a Home - JYB Realty

A new job. A desire to be closer to family. A change of scenery. There are many reasons why you might be looking to relocate to Atlanta. A cross-country move can be exciting, but it also adds a few more layers to the relocation process. The following tips by our real estate agents will help you avoid the pitfalls of buying a house out of state and ensure the deal goes smoothly.

  • Do Your Research
    Whether you're moving 30 miles or 3,000 miles away in a different state, you should do loads of research before making the big purchase. You need to prioritize what's most important to you in order to narrow down your choices. Do you want the shortest commute to work, picturesque scenery, or a high-ranking school district? Fire up Google and discover important details about a community's economic stability, employment potential, local crime rate, weather, schools, amenities, and more.

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Buying an Older Home - JYB Realty

Buying an older home can be a one-of-a-kind experience. Our real estate agents understand the sentimental appeal of a home whose walls are filled with history and character. If you're thinking about purchasing older Atlanta homes for sale, there's a lot to consider. We've laid out the pros and cons to help you decide if it's worth it.

The Pros

  • Charm and Craftsmanship
    These days, homes are somewhat cookie-cutter in style- they tend to have the same features and feel. Older houses come with plenty of character and charm. From the wide-plank wood floors, balustrades, and ornate stone fireplaces to vintage door knockers, sloping ceilings, and crown moldings in the corners, there are so many fun details to love in an older home.

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