Posts with tag 'First-time buyers'
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Buyers: How to Negotiate Seller Concessions in Today's Atlanta Market
Buyers in metro Atlanta are increasingly asking sellers to help with closing costs, and some sellers are open to the idea. Our real estate agents at JYB Realty have been getting this question more frequently, so we thought we'd share some negotiation advice on how to best approach concessions.
What Seller Concessions Can Pay For
A seller concession is an agreement in which the seller pays certain eligible buyer...
21
Budgeting for a Home: From Down Payment to Move-In Day and Beyond
Nobody really tells you how the financial picture shifts once you actually buy a house, and our real estate agents at JYB Realty have watched plenty of well-prepared buyers get caught off guard by costs they didn't see coming, starting well before closing day.
Saving for the Down Payment
Here's something that trips up a lot of first-time buyers: the 20% down rule isn't actually a rule. It's a benchmark that made more sense in a different era, and plenty of Atlanta buyers close on homes every month with far less than that in hand.
Conventional loans can go as low as 3% down. FHA sits at 3.5% if...
26
Buyers: Comparing Townhomes and Single-Family Homes in Metro Atlanta
When you're ready to buy in metro Atlanta, choosing between a townhome and a single-family home is about more than just square footage. Our real estate agents can help you understand what this decision means for your daily life.
Two Different Ways to Own
Ownership works differently depending on what you choose. With a townhome, you live in an attached building, and the HOA takes care of most exterior maintenance, so you can focus on your life inside. With a single-family home, you get a detached...
27
Buyers: What Rising Inventory Means for Your Buying Strategy
If you've been waiting for the right moment to make your move, the shifting real estate scene may be working in your favor, and our real estate agents are here to help you take full advantage of it.
How Rising Inventory Changes the Game for Atlanta Buyers
Over the past several years, buyers across the country have faced a competitive market defined by low supply and rapid price escalation. That dynamic is starting to shift. As more homes enter the market, you gain something you haven't had in a while: options. More listings mean more time to evaluate your choice...
16
Buyers: Understanding Closing Costs Before You Make an Offer
Finding your dream home in Atlanta is exciting, but the term "closing costs" can be confusing. At JYB Realty, our real estate agents want you to understand these important expenses before you make an offer, so you can plan your budget and avoid any surprises when it's time to close.
What Are Closing Costs and Why Do They Matter
Closing costs are the fees and expenses you pay to complete your home purchase, in addition to your down payment. These costs include things like processing your loan and transferring the property title to you. In Atlanta, closing costs usually add up to two to five percent of the home's price. For example, if you buy a $400,000 home, you might need an extra $8,000 to $20,...