Posts in category 'Buy A Home'

After all of your hard work and careful saving, you're probably starting to look longingly at some of the beautiful Atlanta homes for sale. At this point in the process, a simple error in judgment could derail your plans. Our real estate agents want to help you avoid any such issues. 

• Don't make a major purchase.
  Lenders will check your credit before approving your loan. Buying a new car, furniture, or appliance will impact the loan in more ways than one. Not only will such a purchase lower your FICO score, but it will also increase your debt-to-income ratio or DTI. If your DTI increases to around 43%, you will be considered a risky borrower. If your loan is approved at all, it may be at a higher interest rate. Avoid making such purchases for at least six months to a year before buying a home.

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Our real estate agents want to help you achieve true peace of mind. We're always there for you throughout the process of finding the right Atlanta homes for sale, making a bid, and getting to closing day.

Your real estate agent is your ally from start to finish but doesn't do it all alone. Depending on your situation, there may be other experts on your team. One of the most important ones virtually every buyer needs is a trusted home inspector.

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In looking for Atlanta homes for sale, some people forego the buying process and build their new house themselves from the ground up. The idea certainly has its appeal. No long searches, no bidding wars, and you can get a brand new home tailored to your exact specifications. However, while good in theory, building a house may not be the best option in practice. Here are a few reasons why buying is better.

• Cost. On average, building a new home costs $34,000 more than buying one. The cost is much less straightforward, too, and always ends up being significantly more than you'd originally anticipated. You never know when, several months into the process, an unexpected obstacle arises, requiring extra money to circumvent. On the other hand, the cost of buying a house can be negotiated. You can always walk away if it's more than you're comfortable paying. In building, walking away often means giving up the money you've already invested in the project as a loss.

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When looking at the most desirable Atlanta homes for sale, it's important to be prepared for bidding wars. A bidding war occurs when a seller attracts multiple qualified bids for a property—and it is happening more and more throughout the Atlanta area. Our real estate agents are here to help.

There are signs that home prices are beginning to plateau in many parts of the United States. Still, it's a seller's market: Low available housing stock and high competition are driving prices thousands of dollars above asking on a regular basis. Buyers need to be prepared for a potentially challenging time.

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Are you thinking about investing in short-term rental properties? Perhaps you've sold your previous home or you're looking to build long-term wealth. Or maybe you're looking to cater to professionals traveling for work and in need of someplace to call home for a few weeks. Whatever the case, there's no denying short-term rental properties like these Atlanta homes for sale are an attractive investment venture.

Thanks to online platforms like Airbnb, short-term rental properties are proving to be attractive investment vehicles. Short-term housing is perfect for those who need somewhere to live for just a few weeks or months, making it an ideal investment in a world of work that's shifting towards the gig economy.

So, how do you find a short-term rental property that works for you? Here's what you need to know.

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