Posts with tag 'Buy a house'
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31
First-Time Buyers: Is Your Credit Score Holding You Back?
At Josey Young & Bradley, our real estate agents want to give all our clients the best opportunity to find a home they'll be happy with. In a time of increased buuyer activity and historic low interest rates, more people are finding now is the right time for them to explore Atlanta homes for sale.
Many people wonder, however, if their credit is "good enough" for a mortgage loan.
Your credit history serves as a measure of the risk lenders take if they decide to provide you with a mortgage loan. Your history of paying debts on time is the principal factor that determines credit, although other factors – like how much credit you have total – are also counted.
13
3 Pros and 3 Cons of Home Buying a Home Sight Unseen
At Josey Young & Brady, our real estate agents are working overtime to help clients find the best Atlanta homes for sale. A question we've received more and more often lately is whether it is okay to buy a home "sight unseen" – that is, without visiting it in person first.
As people have gotten cautious about unnecessary travel, it's no surprise they're thinking twice about showings and open houses where they will be around strangers. Naturally, there are pros and cons to consider when you decide whether it's necessary to visit a house.
Naturally, the answer is up to you. However, it's crucial to make an informed choice. Here are some of the biggest "pro" arguments for buying a house sight unseen.
22
Buyers: Is a Busy Road Right for You?
When you're looking for Atlanta homes for sale, location is one of the most important aspects to look into. Buying a home on a major thoroughfare is often considered highly undesirable, but as with many things, it actually has some silver linings. The drawbacks don't have to deal breakers, but you should be a little more cautious before buying on a road that sees a lot of traffic. To help with your decision, we've highlighted the pros and cons of buying a home on a busier road.
Pros of Buying a Home on a Busier Road
- Close to Public Transportation and Recreation
Living on a busier road provides easy access to main recreation spots and mass transit that would typically take longer to get to when living in a quieter street. If access to local attractions, bus stations, bike paths, and train stations means a lot to you, living on a busy road could be a real advantage.
17
Why You Should be Earnest with Earnest Money
You've looked at many Atlanta homes for sale and finally found one that you love. You probably can't wait to get started with the purchasing process. But you have to make an offer to show to make sure the seller takes the house off the market as you work on different closing aspects. Accepting an offer is a big commitment for a seller. If the buyer backs out of the deal, the seller loses a significant amount of money and time finding another buyer. This is where sellers request earnest money. Read on to learn what earnest money is, when to offer it, and steps you can take to protect your upfront investment.
Understanding Earnest Money
Earnest money is a deposit made to a seller as a good-faith gesture that you mean business when it comes to buying the house. It's a way of you showing the seller that you're serious about closing the deal. Sellers tend to favor these deposits because it gives them peace of mind to proceed to the next steps of the transaction. Earnest money doesn't go to the seller right away. Instead, it is held in an escrow account with an escrow company until closing.
11
Buying a Home: What to Look For in a Gated Community
Gated communities often convey a feeling of safety and luxury, but they aren't necessarily the best choice for every homebuyer. Our real estate agents at Josey Young & Brady Realty can help you find Atlanta homes for sale in a variety of gated communities and understand whether living in a gated neighborhood is the right choice for you.
The following are some of the most important things you should consider if you're thinking about moving into a gated community:
Pros
- Increased safety and security
While there's no guarantee against crime, gated communities tend to be safer because access is limited. - More amenities and social opportunities
Gated communities often have pools, green spaces, clubhouses and/or recreation centers that serve as community hubs. Some also have additional perks such as golf courses or tennis courts. They're likely to host community events that help you form bonds with your neighbors and build a strong sense of community.