Posts with tag 'For buyers'

Buying a new home is one of life's most exciting moments, but weeks leading-up to the closing can be stressful at times. On occasion, problems can pop-up at the last minute, so it's often recommended that buyers temper their expectations until the seller hands over the keys. Unfortunately, this can be a lengthy process as average home closings can last anywhere from 4 to 6 weeks.

When it comes to closings, our real estate agents have seen it all. If you're considering one of these Atlanta homes for sale, below are some common problems that can delay closing on a property.

• The Home Inspection
  The home inspection report is one of the most common causes of a delayed closing. Often, a home inspector will uncover an issue or defect that the seller either was not aware of or did not disclose. Upon receiving a home inspection report, you may want to negotiate further with the seller around potential repairs. Luckily, by adding a home inspection contingency to your offer, you'll have the right to back out without penalty if you discover something in the home inspection report that is a major cause for concern.

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Deciding whether to purchase a house or a condo can be a tough decision. There are unique benefits to both options - and the best choice ultimately depends on your preference, budget, and where you are in your life. To help you make an informed decision, our real estate agents outlined several advantages of owning a house and a condo.

Three Benefits of Purchasing a Condo

• They're Often Less Expensive
  When all else is equal (market, size, etc.), condos tend to be your cheaper option. If you have a smaller budget, condos will allow you to get by with a smaller down payment and a smaller mortgage payment. However, keep in mind that some condos often have Homeowners Association (HOA) fees ranging anywhere from $100 a month to well over $1,000 per month.

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You had saved for the down payment and planned to become a first-time homeowner in 2020. And then just like that, the coronavirus pandemic turned the world upside down. Should you still go through with the purchase or put your plans on hold? Navigating the real estate world as a first-time buyer can be confusing and stressful. Add in a layer of the paralyzing stress and uncertainty of the pandemic, and you have many potential buyers with mixed feelings about taking the leap when things are looking grim.

The real estate market is a bit shaken by the pandemic, but you can still explore Atlanta homes for sale. To help you make an informed decision, our real estate agents have compiled a list of 4 reasons why now is actually a good time to buy a first home.

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At Josey Young & Bradley, our real estate agents want to give all our clients the best opportunity to find a home they'll be happy with. In a time of increased buuyer activity and historic low interest rates, more people are finding now is the right time for them to explore Atlanta homes for sale.

Many people wonder, however, if their credit is "good enough" for a mortgage loan.

Your credit history serves as a measure of the risk lenders take if they decide to provide you with a mortgage loan. Your history of paying debts on time is the principal factor that determines credit, although other factors – like how much credit you have total – are also counted.

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At Josey Young & Brady, our real estate agents are working overtime to help clients find the best Atlanta homes for sale. A question we've received more and more often lately is whether it is okay to buy a home "sight unseen" – that is, without visiting it in person first.

As people have gotten cautious about unnecessary travel, it's no surprise they're thinking twice about showings and open houses where they will be around strangers. Naturally, there are pros and cons to consider when you decide whether it's necessary to visit a house.

Naturally, the answer is up to you. However, it's crucial to make an informed choice. Here are some of the biggest "pro" arguments for buying a house sight unseen.

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