Posts with tag 'Home Buying Tips'
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- 2026 | 8 Posts
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- 2023 | 48 Posts
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- 2021 | 48 Posts
- 2020 | 48 Posts
- 2019 | 48 Posts
- 2018 | 30 Posts
22
Is an HOA Right for You?
Buying a home is a big step, and there are many factors to consider. One important thing to determine is whether you want to live ina home in a neighborhood with a homeowners association (HOA). HOAs can offer many benefits, but they also come with some responsibilities. In this blog post, our real estate agents share the benefits of buying a home in a neighborhood with an HOA, as well as the responsibilities that come with it.
15
Finding the Right Atlanta Neighborhood
Every May is National Moving Month, and if you're shopping for Atlanta homes for sale, choosing the right neighborhood is one of the most important factors in loving your new home. One of the great things about Atlanta is that there are so many neighborhoods to choose from, each offering its own attractions, vibe, and lifestyle. But how do you pick the right neighborhood, especially if you're new to the Atlanta area? Our real estate agents are here to help with some proven tips to help you pick the perfect Atlanta neighborhood for your next home.
27
Is a Home Warranty Right for You?
Whether buying a cell phone, a toaster, or a car, you're often asked if you would like to purchase a warranty. In some cases, they are great to have. In others, we are throwing our money away. Our real estate agents want to give you the information you need to determine whether purchasing a home warranty is wise.
12
How to Make a Holiday Move Less Stressful
If Santa arrived early with a new key to put under your tree, then there's not much time to get your house in order before you move into your new home. Our real estate agents know the holiday to-do lists seem to grow longer and more challenging when moving is added to the list. The following suggestions will help make your move (and your holidays!) a lot smoother and a little bit merrier.
19
Avoid These Things Before Buying a Home
After all of your hard work and careful saving, you're probably starting to look longingly at some of the beautiful Atlanta homes for sale. At this point in the process, a simple error in judgment could derail your plans. Our real estate agents want to help you avoid any such issues.
- Don't make a major purchase.
Lenders will check your credit before approving your loan. Buying a new car, furniture, or appliance will impact the loan in more ways than one. Not only will such a purchase lower your FICO score, but it will also increase your debt-to-income ratio or DTI. If your DTI increases to around 43%, you will be considered a risky borrower. If your loan is approved at all, it may be at a higher interest rate. Avoid making such purchases for at least six months to a year before buying a home.