Posts with tag 'Home Buying Tips'
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11
Buying a Home: What to Look For in a Gated Community
Gated communities often convey a feeling of safety and luxury, but they aren't necessarily the best choice for every homebuyer. Our real estate agents at Josey Young & Brady Realty can help you find Atlanta homes for sale in a variety of gated communities and understand whether living in a gated neighborhood is the right choice for you.
The following are some of the most important things you should consider if you're thinking about moving into a gated community:
Pros
- Increased safety and security
While there's no guarantee against crime, gated communities tend to be safer because access is limited. - More amenities and social opportunities
Gated communities often have pools, green spaces, clubhouses and/or recreation centers that serve as community hubs. Some also have additional perks such as golf courses or tennis courts. They're likely to host community events that help you form bonds with your neighbors and build a strong sense of community.
15
Bridging the Gap: Buying a Home Before Selling Your Current One
Buying a home and selling a home each come with more than their fair share of challenges. But what if you're trying to do both at the same time? Our real estate agents understand that the struggle is real, and we're here to help.
Before you sell your home or start looking for Atlanta homes for sale, we have a few tips that might take some of the stress out of the equation. One option many homebuyers turn to is a bridge loan, which essentially "bridges" the gap between buying a new home and selling your current residence. There are a lot of benefits as well as some potential drawbacks, but it's an option worth considering.
12
Homebuyers: Pros and Cons of Buying a Home with Rental Space
Our real estate agents at Josey Young & Brady Realty can introduce you to Atlanta homes for sale of any size and description to suit your needs. Whether you're looking for a starter home or an income property, we will help you navigate our real estate market successfully.
A rental property can be an excellent way to cultivate a reliable income stream for savings or paying the bills. Many people aim to purchase Atlanta properties where the rent they collect will provide most, if not all, of the income they need to pay their mortgage.
What about when dedicating a whole home to renting isn't feasible? Buying a home that has a basement apartment or other rental suite can be a worthwhile alternative.
However, renting out a spare room has its own challenges. Some of these are amplified by having a tenant onsite with your family. It's crucial to know exactly what you're getting into!
8
Applying for a Mortgage When You're Self-Employed
Our real estate agents show Atlanta homes for sale to self-employed buyers all the time! Yes, the mortgage approval process is more stringent for people who are self-employed. But no, it's not impossible to achieve your goals. It just requires a little bit more preparation. Mortgage lenders take a wide variety of factors into account when making a decision. In the long run, their focus is on ensuring buyers are financially stable and can repay loans with no issue. Some of the key factors they look at include:
- Employment history
- Length of residence at current address
- Credit history
- Current debt
- Monthly income
Self-employed people have all of these things, naturally. However, some of the information might be harder to pull together and present in a way lenders are willing to accept. Likewise, they may have questions about long-term financial stability, depending on occupation.
Luckily, there are steps self-employed buyers can take to make things easier. Let's look at them now.
25
Buying a Home? Use This Final Walk-Through Checklist
So here you are, in the home stretch of the home-buying process, having put in your time shopping Atlanta homes for sale and found the one that is just right for you. You've put an offer on it and had it accepted. Your financing is in place, the home inspection completed, and a closing date is scheduled. That means that it's time for the final walk-through to make sure everything is in order before you sign on the dotted line at the closing table.
You're sure to be excited at this point and eager to get past the formalities and into your new home, but it's essential to realize that the final walk-through isn't just a formality. It is an important step in ensuring that you get what you bargained for in your purchase agreement, and our real estate agents would certainly tell you that it's one to take very seriously. To help you make the most of it, we've put together a helpful final walk-through checklist for home buyers.
- Pack up a few things to take with you – To do a thorough job with your final walk-through, you'll need to take a few key documents and items along. These include your final purchase contract and home inspection summary to refer to as you check up on things, a notepad to list any concerns you may have, and a phone and charger, so you're able to take pictures and check outlets. It's also a good idea to take your real estate agent along for guidance during your walk-through.