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Posts from September 19th, 2022

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September 19th, 2022 by

What to Avoid Before Buying a Home - JYB Realty

After all of your hard work and careful saving, you're probably starting to look longingly at some of the beautiful Atlanta homes for sale. At this point in the process, a simple error in judgment could derail your plans. Our real estate agents want to help you avoid any such issues. 

  • Don't make a major purchase.
    Lenders will check your credit before approving your loan. Buying a new car, furniture, or appliance will impact the loan in more ways than one. Not only will such a purchase lower your FICO score, but it will also increase your debt-to-income ratio or DTI. If your DTI increases to around 43%, you will be considered a risky borrower. If your loan is approved at all, it may be at a higher interest rate. Avoid making such purchases for at least six months to a year before buying a home.

    Click Here to Read More...

Categories: Buy a Home
Tags: JYB Realty, Atlanta GA, Newnan GA, East Point GA, College Park GA, For buyers, Home Buying Tips, First-time buyers, Mortgage, Financing tips, Brooks GA, Fayetteville GA, Grantville GA, Hogansville GA, Luthersville GA, Moreland GA, Palmetto GA, Peachtree City GA, Senoia GA, Sharpsburg GA
Related Markets: Atlanta, Brooks, College Park, East Point, Fayetteville, Grantville, Hogansville, Luthersville, Moreland, Newnan, Palmetto, Peachtree City, Senoia, Sharpsburg

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