Posts with tag 'Homeowner Tips'
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13
Will Paying Off Your Mortgage Early Pay Off for You?
Our real estate agents help people with all kinds of financial backgrounds to purchase Atlanta homes for sale. Many people have questions about the process of getting a loan—and most are concerned about what it means for their long-term financial health.
A common question we hear at Josey Young & Brady Realty has to do with pre-payment. Pre-payment is the term for paying off your loan before the anticipated date, typically 15 or 30 years from the time the loan is issued.
Some lenders specify that paying off a large loan early will cause the lender to incur a penalty. However, this practice has largely been done away within the world of home loans. In general, if you end up with a windfall of spare cash, you can pay off your mortgage whenever you wish.
It may seem intuitive that the sooner you pay off your mortgage, the better. It's a huge milestone in life and a weight off your mind. However, it's not always wise to take the plunge.
Even if you end up with a large lump sum such as an inheritance or contest winnings that could pay off your mortgage, you might be better off continuing monthly payments.
8
Paint Your Way to a Home Sale in 2019
Spring has sprung, and our real estate agents are busy helping clients with Atlanta homes for sale prepare for the most active selling season of the year. One of their top tips is to use paint to get your home in buyer-ready condition. So grab your paintbrush, roller and drop cloth and read on to learn how you can make your home more appealing with a few coats of paint.
- Give the Exterior of Your Home Some Love
There's no denying that creating curb appeal is vital—first impressions are everything with it comes to selling your home. If the exterior of your home is falling flat, consider giving it a makeover with paint. Many potential buyers drive by before looking at a home. If they're faced with a messy exterior or peeling paint, they may not come back. Ask around and get a few estimates from professional painters—they have the skill and tools to do the job safely and make it stand out from the crowd. Its best to choose a neutral or earthy tone for the exterior of your home, but make sure to pick a different color for trim—the contrast will be more eye-catching than using a single color.
7
6 Tips to Protect Your Home During the Holidays
The holiday season brings with it an air of excitement and warmth. Amid all of the hustle and bustle of shopping, making preparations for your family gathering, or even finalizing plans for your holiday trip, would-be thieves are also getting ready for the season too. Our real estate agents know the last thing you want this holiday season is for a break-in to happen and ruin your family's holiday and peace of mind. Fortunately, there are some simple steps you can take to safeguard your home during the holidays so you can enjoy this time with your friends and family.
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Discourage Package Thieves
With the rise of online shopping, packages delivered to your home are a target for thieves. Consider having your goods delivered to your office, a neighbor or other point of delivery if you won't be home to receive them. If you do have packages delivered to your home, be sure the front door and walkway are visible to your neighbors, and that home security cameras provide a view of the front door.