Posts with tag 'Mortgage'

The 2021 housing market is a royal flush for sellers – inventory is low, buyer demand is high, and mortgage rates are at historical lows. If you're buying in an extreme seller's market, you're bound to experience stiff competition, and you'll be expected to make quick decisions. In sought-after areas, houses like these Atlanta homes for sale are going under contract in just a matter of days due to competitive bidding.

So here's the question, is this a good time to buy? Yes, if you're ready. The best time to buy a home is when you're ready. Don't let the competition scare you from closing on your dream home.

Extremely low housing inventory has made it difficult for most buyers to lock in a deal. But fret not; with these tips, you'll be able to secure the right home for you.

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Get your checkered blanket, pack your favorite food, grab your favorite people, head to the park, and enjoy an al fresco lunch, because June 18 is International Picnic Day. This unofficial holiday is all about enjoying good food and good company in a beautiful setting. Our real estate agents hope you get a chance to soak up some sun and have fun in a park around Atlanta. Here are some of the parks that offer a grassy spot, as well as scenic and active settings.

• Historic Fourth Ward Park - 680 Dallas St NE, Atlanta, GA 30308
  Located just a few blocks from Atlanta homes for sale, the Historic Fourth Ward Park is one of the highest-rated in the area. It offers 17 acres of green space, a skate park, a 2-acre lake, and athletic fields. The kid-friendly spot has a splash pad, slides, and climbing structures. You can grab a picnic bench, but there are lots of wide-open spaces where you can set up a picnic if the area is busy.

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It's Tuesday night, and you don't feel like cooking. Some Mexican food would be great, but not just any Mexican food. If you really want to make your Taco Tuesday a cut above, you'll want to find some birria tacos. Birria is a delicious meat stew (traditionally goat meat, but it can also be made with beef or lamb) that's sweet, sour, spicy, tender, and amazing. It's great on its own, and it's even better as a taco filling.

But you've just moved to a new house. Where are the good Mexican restaurants in your area, and which ones serve birria? Fear not. Our real estate agents know where all the best places for birria tacos in the Atlanta area and can help you find one near you. Here are some favorites, to take your Taco Tuesday to the next level.

• DMT - 479-B Flat Shoals Ave., Atlanta, GA 30316
  Tuesday through Friday nights, as well as weekend afternoons, you can find this pop-up in front of We Suki Suki Vietnamese restaurant, in East Atlanta Village. The birria tacos from DMT have delicious braised beef on a corn tortilla, along with onion, cilantro, and avocado salsa. You can also get the birria-queso taco, which comes with cheese. In addition to tacos, they also have mulitas, tortas, and a host of other amazing menu options, including a few surprise offerings that they announce on their Instagram.

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Few decorating moves can transform the ambiance of a room as easily and inexpensively as a fresh coat of paint. The shade we pick to adorn our interior walls provides a background on which the rest of our aesthetic choices are based on. Picking the right color, however, is no walk in the park. It's a boggling world of various shades, tints, and hues, each one just a little different from the last. Many just choose their favorite color or go all-out with the color of the day, only for it to look like a dud once it's up on the walls. To put this age-old problem to rest, our real estate agents have compiled a list of the best tips on how to find the perfect interior paint color the first time.

• Do Your Homework Before Shopping
  Finding the perfect paint color starts at home. Before you make a trip to the paint store, gather inspiration from fabric swatches, magazines, and catalogs. Pinterest is also a great place to start, so login, make an inspiration board for your room, and pin designs that catch your eye. The inspirational ideas can help you visualize the perfect space and narrow down your paint color choices.

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Your credit score is more than a number; it is a reflection of your financial health and your ability to service your financial obligations. When you purchase a home, it is a number that is as important as your down payment, income, and assets. Our real estate agents don't want your deal to fall through because of a low FICO Score. Understanding the following can help you prepare your credit for one of the most important investments of your life.

How Lenders Use Credit Scores

Lenders view your FICO Score as a measure of your creditworthiness. The higher your score, the lower the fees and interest rates you will pay. That's because the higher the score, the lower the risk you pose to the lender. Conversely, if you have a lower score, you pose a greater risk and will pay higher fees and interest.

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