Posts with tag 'First-time buyers'

Deciding whether to purchase a house or a condo can be a tough decision. There are unique benefits to both options - and the best choice ultimately depends on your preference, budget, and where you are in your life. To help you make an informed decision, our real estate agents outlined several advantages of owning a house and a condo.

Three Benefits of Purchasing a Condo

• They're Often Less Expensive
  When all else is equal (market, size, etc.), condos tend to be your cheaper option. If you have a smaller budget, condos will allow you to get by with a smaller down payment and a smaller mortgage payment. However, keep in mind that some condos often have Homeowners Association (HOA) fees ranging anywhere from $100 a month to well over $1,000 per month.

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You had saved for the down payment and planned to become a first-time homeowner in 2020. And then just like that, the coronavirus pandemic turned the world upside down. Should you still go through with the purchase or put your plans on hold? Navigating the real estate world as a first-time buyer can be confusing and stressful. Add in a layer of the paralyzing stress and uncertainty of the pandemic, and you have many potential buyers with mixed feelings about taking the leap when things are looking grim.

The real estate market is a bit shaken by the pandemic, but you can still explore Atlanta homes for sale. To help you make an informed decision, our real estate agents have compiled a list of 4 reasons why now is actually a good time to buy a first home.

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At Josey Young & Bradley, our real estate agents want to give all our clients the best opportunity to find a home they'll be happy with. In a time of increased buuyer activity and historic low interest rates, more people are finding now is the right time for them to explore Atlanta homes for sale.

Many people wonder, however, if their credit is "good enough" for a mortgage loan.

Your credit history serves as a measure of the risk lenders take if they decide to provide you with a mortgage loan. Your history of paying debts on time is the principal factor that determines credit, although other factors – like how much credit you have total – are also counted.

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When you're looking for Atlanta homes for sale, location is one of the most important aspects to look into. Buying a home on a major thoroughfare is often considered highly undesirable, but as with many things, it actually has some silver linings. The drawbacks don't have to deal breakers, but you should be a little more cautious before buying on a road that sees a lot of traffic. To help with your decision, we've highlighted the pros and cons of buying a home on a busier road.

Pros of Buying a Home on a Busier Road

• Close to Public Transportation and Recreation
  Living on a busier road provides easy access to main recreation spots and mass transit that would typically take longer to get to when living in a quieter street. If access to local attractions, bus stations, bike paths, and train stations means a lot to you, living on a busy road could be a real advantage.

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Moving is stressful under the best of circumstances, and it can cause even more anxiety during the COVID-19 outbreak. Keeping your family and others safe is paramount as you go through all the tasks associated with a move, and this may take a little more work and planning during these unusual times.

Our real estate agents suggest the following five moving tips to help you stay safe during the COVID-19 pandemic:

1. Research your movers and minimize contact
   In a pre-coronavirus world, you'd probably want to be present as much as possible when movers are giving you an estimate or packing and loading your belongings. Now, however, minimizing contact is best for everyone's health. When you're choosing a mover, ask about contactless moving. Many companies are utilizing technology to do everything from seeing customers' belongings and providing quotes to showing customers the loaded truck.

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